OT: Need insurance for my 17 year old

Fred · 2007-08-29T20:20:27+00:00

Sorry for a bit OT, but lots on here should have experience.The wife and I are both ~50.We have Nissan 1.4 Almera, P reg and Nissan 1.6 Primera, L reg.The Almera (group 6) is ~240, the Primera (group 9)~270 pounds.Both fully comp with Zurich, including Green Flag. Neither of us haveclaims, convictions, points.My boy is about to turn 17 and getting a prov licence.Zurich are asking for ~1000 to add to either car as a named driver.Seems totally outrageous to me.(Very little difference between Primera or Almera)We can accept big restrictions, eg. he drives only accompanied by us,daylight only, 3rd party liability only, etc.Also, he can only drive one car at a time, so why can't they accepthim on both for same price ?Is it possible for him to get his own insurance on (say) the Almera -at maybe a lower price ?So basically, I'm looking for suggestions for lowest cost insurancefor a 17 year old with a prov licence. I hear Tesco are cheap foryoung drivers.[BTW: My first insurance, at 17 cost 50 quid for 3rd party fire thefton a Vauxhall Viva.] Thanks in advance.Fred

Aug 29, 2007 21 Replies

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David Hearn 19 years ago

For points on your license it's actually having a fine which determines how long it takes to be 'spent'. Receiving a fine (and being 18 or over) has a 5 year rehabilitation period.

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PC Paul 19 years ago

Good links. I thought this was the case but I hadn't seen any proof before.

So, although the points are dead after three years and can be removed after four, you still have to tell insurance companies etc. for five years *from the date of conviction*.

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