Having trouble finding a passenger front fender for my fathers pride and joy. hes exhausted all of our local leads. he was hit by a young guy and that persons insurance isnt helping out much. if anyone has any ideas where we can look it would be appreciated greatly Thanks Darrell
He should give the car to a local body shop, file a claim against his own comprehensive insurance, and forget about it. The body shop can then spend the time grubbing around for the fender, and his own insurance will simply bill the other insurance company the thousands of bucks it will take to pay for someone at the body shop to round up the fender.
Of course not - they're an insurance company, it's their job to look for any excuse to not pay out on claims. You have to force the issue most of the time.
That won't work - Even if you have comprehensive coverage on a 45 year old car the insurance company will just declare "It's totaled, it's worth $300, here's your money hand us the car and we'll drop it off at the scrap yard. Problem solved. Oh, and now you have a claims history, so your rates are going up on your new car."
There ARE still body men out there who can fix a mashed fender through proper metalworking, but they are a vanishing breed. Especially now that they build cars out of tinfoil - but a 1961 car is going to be made of stout enough steel that it can be done. That said, if he can find a replacement it's probably better in terms of repair costs.
The above is simply not true. Most collector cars are insured under a "stated value" provision in a collector car policy. As a matter of fact, that's generally the only way to obtain collision insurance on collector cars.
If you've paid for $5000 of insured value, for example, the insurance company is then bound to pay up to $5000 for the repair or replacement of the car.
I had this happen. A fellow with Geico insurance rear ended my 1967 Mercedes-Benz 250S. The entire trunk was pushed in. Geico wanted to total it. I said " no way, it's insured for a cash value of $4500 (at the time) and I wanted it fixed". I showed the Geico rep my collector car policy and he admitted that his customer's insurance had to insure it for at least that much since I was covered. They fixed it to the tune of a bill nearly $4000.
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