MY BAD GEICO INSURANCE EXPERIENCE !

wow--thanks for that warning! That's outrageous!

I'll stick with my $250 a year for full coverage with Farmers.

I had GEICO for a while in 1983/4. I got rid of my car and was without wheels for a bit. I figured that since I didn't have a car, I didn't need car insurance, so I didn't renew my policy. When I bought a car in 1985, I called them to get a new policy on my new car. They refused to insure me. When I asked why, they said it was because I had let my old policy lapse and had *not* picked up any other insurance. I explained that I didn't have a car at the time and, therefore, didn't need auto insurance. They weren't interested. By not having insurance for a short period, I fit into some profile of theirs which made me an unacceptable risk, so they just refused to cover me.

I've been with USAA ever since.

Sometime later, I saw an article in Car and Driver about a survey GEICO sent to its subscribers. One of the questions was "Do you own a radar detector?" Everyone who answered yes, regardless of their driving history, had their coverage canceled.

Every time I see a GEICO ad on TV, I am reminded that they are spending money trying to get me to become a subscriber. Well, you bastards, you had your chance, and after how I have seen how you treat other subscribers, you are not going to get another one. Die and go to hell.

- Max - ======= The most favorable posthumous history the stay-at-home traitor can hope for is--oblivion.

- Ulysses S. Grant

I wonder if they are still subsidizing companies that manufacture RADAR guns, giving them to police departments, which use them to enforce unrealistic limits, causing safe drivers to pay a "speed tax", then raise rates to line their pockets. I don't care how cheap the gecko is, any company on the "speed kills" crap bandwagon can kiss my ...

I am with AllFate now (due to a divorce situation - I got roped in by low rates) but was with GEICO for over 21 years, including many HIGH RISK locations like Japan and Portugal. Never had a complaint against them during that period, and never heard one from any of the many others who I knew were also insured by them. Perhaps they have changed greatly.

I do know that I just bought a 66 Fastback and had to physically take it in to my insurance agent for Allstate so they could inspect it.

California, where I reside, is a rough state for getting insurance no matter who you go with because of the state regulations. Many companies have quit issuing new policies, and some have even pulled out of the state all together.

Now there are a lot of little "cost you less" insurance agancies. And guess who they get the coverage through... The same big ones we've all dealt with for years. Kinda like life insurance... if you look at the corporate listings, it would amaze you to see that those giants and little guys owned by much bigger guys. NY Life is like that. Insurance is a racket. They're betting you won't have a claim anywhere near what you pay.

Years ago it was said that the way companies were buying up other companies, it would end up with only three companies in the USA.... no, Martha Stewart wasn't one of them... but Beatrice Foods, RJ renolds, and somebody else (Wallymart?) might be....LOL

V'ger

1965 Fastback 2+2 Burgundy w/ Black A Code 4 spd 1966 Fastback 2+2 White w/Red C Code Auto

On 26 Jan 2004 13:59:18 -0800, snipped-for-privacy@hotmail.com (Nospam) wrote something wonderfully witty:

There are horror stories with almost any and all agencies out there. I have my tale of woe with Allstate that makes your GEICO issues pale by comparison. Sometimes change can have consequences we do not expect. Personally I have insured my Motor Vehicles with GEICO for well over 20 years now with no issues whats so ever.

If you have a couple of hours I'll tell you my tale of woe with Allstate and my homeowners insurance problems. Had them for over twenty years as well until they decided to start playing games with me that ended up with me not being able to get a homeowners policy from any agency.

-- "Y'know I remember when things were a lot more fun around here When good was good and evil was evil Before things got so fuzzy"

Don Henley, The Garden of Allah

On Mon, 26 Jan 2004 17:38:22 -0500, "WraithCobra" wrote something wonderfully witty:

Speed does in fact kill. Not everyone is capable of driving at the limits of their vehicle or the road. Matter of fact those who usually think the most of their skill set in this arena usually end up having the worse skill set.

-- "Y'know I remember when things were a lot more fun around here When good was good and evil was evil Before things got so fuzzy"

Don Henley, The Garden of Allah

Right on. In fact, if at all possible, I'd avoid any insurance company that was affiliated with the Insurance Institute for Higher Surcharges (IIHS), a group of insurance companies dedicated to making all sorts of safe driving behavior illegal, just so they can charge their customers higher premiums without any increased risk.

Actually, that's a common misconception, brought about by literally decades of Claybrook-ian and Nader-esque propaganda. It's really

*differentials* in speed that kills, not speed itself. :)

Nor /should/ they be expected to drive at the limits of their vehicle or the road. Everyone should drive at a speed they feel comfortable. No faster, and, with a some exceptions, no slower.

Take a look at

and for some good intros on how speed limits *should* be set.

I *highly* recommend "American Autobahn" by Mark Rask if you're interested in what it would take to get our roads, vehicles, and drivers up to snuff.

I've been with State Farm for 20+ years, have several policies with them; last year when my Mustang was rear-ended, I called my agent the next morning, took the car to the dealership for the estimate, took the estimate to State Farm, they approved it, set the date for the repair work, got me a rental car set up and even delivered to where I took the mustang for the repair work. I was very satified with the service and wouldn't go to another company for saving a few bucks.

Would it matter to anyone if they knew this same message has been posted on at least 42 newsgroups?

Jim Warman snipped-for-privacy@telusplanet.net

Yeah, I read an editorial a guy from Florida had written to Car and Driver a few years back. It goes like this:

"I (Bob) got an insurance quote from Geico. They checked my driving record and found that I had a speeding citation in California. I told them that I had never been in California, and that I currently reside in Florida. Somehow my name was confused with another guy in California with exactly the same name." The California Bob never paid for the ticket. CA Bob's ticket was added to FL Bob's driving record, Florida took points away from his license, he had to go to Court in California, and to beat it all, his current insurance went UP because of the ticket he now had on his record.

True Story from Car and Driver, 1992

half the time it comes down to not what company you have, but how good an agent you've got.

no

Geico is a "skimmer". They are looking for zero risk (statistically speaking) clients that won't cost much in payouts. The problem is that if you have a moving violation, or accident, they will cancel or raise your rates so you leave.

I am Geico's wet dream. I am 46, married, home owner, non drinker, non speeder (realistically anyway), without violations of accidents on my record, etc. who will never give them my money. I have been with Allstate for years and was thrilled by our treatment when my wife's Sable got nosed by an uninsured motorist who didn't know red from green. Car was fixed at the shop we wanted with new parts and no hassle.

John Del Wolcott, CT

"I'm just trying to get into heaven, I'm not running for Jesus!" Homer Simpson

(remove S for email reply)

In other words you drive the speed of traffic which is in excess of the posted speed limit. It's not something to be ashamed of, it's the safe thing to do.

Thank you for posting this info every time the subject comes up. Driving faster than the 55 -65 mph limits on highways is not dangerous. The average speed is usually well above the set limit and is safe as long as conditions permit. Using the 85th percentile to set limits and requiring drivers education, including stricter testing when it's time to renew, will make the highways much safer. It's the idiots weaving in and out of traffic trying to drive faster that cause the accidents, and us safe drivers pay for it everytime we're pulled over and required to pay the "Speed Tax".

Exactly.........

John Del Wolcott, CT

"I'm just trying to get into heaven, I'm not running for Jesus!" Homer Simpson

(remove S for email reply)

And Geico can not touch USAA's prices anyway.

You just contradicted your own statement. No, speed does not kill, incompetence kills.

In fact, speed does kill,..................it's just not always what caused the wreck. Nothing to back this up, but my own experience,...............Speed is the differnce between living through a wreck, and dying in it sometimes.

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