A) it IS something you can borrow at a parts store, and B) you don't actually have to pull the balancer to get the covers and belt off on a 3.5 if the balancer is the spoked type (mine was) instead of a solid disk. I've never seen a solid disk balancer on a 3.5, but I've heard (read) that they did in fact use it on some models. That would require the puller.