Stupid Insurance Companies

Andrew Renshaw · 2004-09-24T07:19:59+00:00

Hi People,Right I am going to name and shame. Three weeks ago I got my 88 inch Series 3. So I insured with Firebond, reasonable amount at £188 for third party fire and theft, business use. They took £67 as a deposit and sent me my documents. I had got them out of a Land Rover magazine. I filled in details of the modifications that I had undertaken in the last three weeks. Really radical stuff like:-Soundproofing the Cab,Adding rear seatbelts,Fitting a louder horn,Putting the spare wheel on the bonnet, even though it has the fittings already,Finally the massive one - putting chequerplate on my front bumper.Well with this amount of radical modifications they decide they would have to cancel my insurance. Within seven days I would be uninsured.People be cautious with Firebond you do any modifications your insurance is invalid. I could not believe it considering that they advertise in a Land Rover magazine. Anyway at the moment I am trying to get back my deposit. I cannot say much more as I am making a complaint to their Managing Director.So I started to telephone around. Secure Direct would not insure the vehicle as I had put chequerplate on the bumper and they had never heard of someone doing that!!! They even asked why I had soundproofed it!!! Some other companies who advertise in Land Rover Magazines did not know what a Series 3 was.What a breath of fresh air when I phoned up Sureterm Direct - they said straight away - well with a Land Rover you do modify it, people like to play. My modifications made no difference whatsoever and they considered they were minor, the only time they get worried is if I put a 5.7 litre Chevy engine in. So they qouted me, wait for it: £173 Fully Comprehensive, Class 1 Business, Green Lane use, loads of benefits and the deposit was less. I could have kissed them. So I am now with Sureterm Direct and not FIREBOND.AndrewI have been quoted happy.

Sep 24, 2004 25 Replies

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Austin Shackles 21 years ago

On or around Fri, 08 Oct 2004 05:52:38 GMT, "Alun P" enlightened us thusly:

mind, I've had 4 vehicle-damaging accidents[1] over my 21 years on the road, and only 1 of them was while I was in that age bracket. That was also the one where I was probably most to blame, mind.

One was in dodgy snow-slush conditions, 2 on narrow roads with blind corners, one of which was mostly not my fault (other driver going much too fast) and the other I regard the 50-50 insurance result as a fair cop - I could have in theory done more to avoid it and so could the other bloke.

[1] not counting the one that fell apart on the road and crashed as a result... didn't hit anything else though.

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Hirsty's 21 years ago

Well the answer is simple join a religion that allows polygomy take 6 wives and have someone pay you to be insured. :-))

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Mother 21 years ago

Yes, yes, yes... But was she pretty?

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Mother 21 years ago

Probably not.

Yup, tis their right - right or wrong, to do so.

Women do have far less accidents. They see many more than men, though...

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Tim Hobbs 21 years ago

She still is, in fact. And her bloke has just bought a P38 Range Rover at 80,000 miles with the original 4.0. So all our thoughts should be with her and the financial ruin that awaits.

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larry90 21 years ago

Hey Guys if females want to think they are better drivers, let them......statistics can prove whatever you like but don't lower yourselves to their tittle tattle. Strangely, most of the intelligent females I've spoken to have found Tesco cheaper for car insurance than pink triangle, or whatever they're called!!

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