Pursuing a road accident claim

Richard Schneider · 2003-12-10T04:59:17+00:00

I have recently been in a car accident where my own car was hit frombehind by someone driving a rented car. There is no dispute aboutfault. My own insurance cover is only Third Party, Fire and Theft(with no legal cover) so I am in the position of having to pursue theclaim myself. I am not daunted by the prospect, but perhaps someonecould suggest the best approach to take.Am I correct in thinking that I should initially approach the driverof the rented car and let him take it up with the car rental company,who in turn would contact their insurers? Or should I bypass thedriver (with his permission) and write directly to the car rentalcompany myself?Any other suggestions gratefully accepted.

Dec 10, 2003 42 Replies

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Richard Schneider 22 years ago

I imagine that at the time of the accident name and address will suffice, and indeed many drivers do not have their insurance details at hand. Subsequently, if insurance details are requested, they must (presumably) be provided.

Incidentally, my own claim, which was the subject of the original post, seems to be progressing without any action on my part, as I have received a letter from a firm of Automobile and Claims Assessors instructed by the Hire Company's insurers, with a view to inspecting my vehicle.

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smicker 22 years ago

Well I am glad you are making some progress. In the past I have never bothered with the other parties insurance and have dealt directly with the other party on the rare occasions I have had to. smicker

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Rhoy the Bhoy 22 years ago

IIRC, is not the owner of a vehicle potentially a defendant in any RTA ?

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