Very new to this situation and would appreciate advice with insurance
issues involving a minor traffic accident.
Situation: As I was driving my Camry, a car in the next lane, slightly
behind me, drifted into my lane and scraped/dented my car. A police car
that happened to be a few cars behind saw this, so he stopped us, gave
the other guy traffic ticket and each of us a "police report".
1. I have only liability insurance. Should I inform them of what
2. Got a letter from the other guy's insurance company with a form to
fill. It is a little irritating in that their client hit me and they
are asking my accident history and if I was drunk etc. Also, they want
me to take the car to one of their authorized centers.
How should I respond? What I want is:
Repair of body damage.
Examination if there was any invisible mechanical damage, and repair if
Rental car while mine is unavailable.
I guess it is agood thing that I have never been in an accident, but
that also makes me unfamiliar with the ropes. How would you approach