Horrible luck. But a good empathetic description of the event and its
Call your auto insurance company to see if this potential damage is
covered by your policy.
"It'll be towed to the dealer tomorrow morning." That's a mistake, IMHO.
Dealers' mentality is to make everything as good as new - that's why
their jobs are so expensive. But that's what many owners want - good as new.
Expect the dealer to say that you need a new $6,500 engine. (Remember,
they're selling you something - an engine, peace of mind or ?)
An independent shop would pull off the pan, look inside for any rock
damage, perhaps check a bearing or two - or not - install a new pan,
fill the oil and run the engine and THEN opine on its mechanical
condition. Its probably OK - not as OK as last week but OK enough to
reliably power the car.
So it may be up to you to live with a bit of gnawing doubt or you may
say "I'll just wait until the ax falls - if it ever does - for I can
always buy another engine."