Question about insurance. I have a 2004 GT. I live in Sacramento, CA. My 6 month insurance rate is about 1260. The break down is: I livein a high insurance area, my deducts are 500/500 (Has to be for thebanks. 500 for collision/comp) I have a clean record (No accidents,no tix ever) I am not married. To me, this seems extremely HIGH. Thelowest I have found is 1094/6months. Does anybody have experience withinsurance in this area? I figured that by the time I was this age (30in dec) I would have somewhat cheaper insurance. This is more than Iwas paying when I was 18 driving a slightly modifed V8 firebird.Brian

I too live in Sacramento, where I drive a '91 GT. Insurance rates areindeed high, and I don't have a good reason. Your rates are less thenwhat I am paying, but at this point there's not much I can do since I'malso 19. I'm guessing I will find high rates where ever I go eventhough I do have a completely clean record. I might end up moving ifrates don't go down that much. For the area and comparison of carvlaue, and age, the rates don't seem that unreasonable. Oh well. Hopethis helpsCBeech

Where the hell are you kid? Thought you were coming through!Email me, I'll send you a phone number.: 1999 v6 'vert. $1300/6 months. 250/500 deducts with 100/300 liability: limits. Dont have PIP but have uninsured motorist.:: 20, Seattle.:: Carl::: > Michigan: > $165 for 6 mo.: > 48 years old: >: > -- : > John - ThunderSnake #59: > '69 Mach 1 w/ 390 4V: > Wide Ratio Toploader: > 3.50 Traction-Lok: > Acapulco Blue: >: >> Question about insurance. I have a 2004 GT. I live in Sacramento, CA.: >> My 6 month insurance rate is about 1260. The break down is: I live: >> in a high insurance area, my deducts are 500/500 (Has to be for the: >> banks. 500 for collision/comp) I have a clean record (No accidents,: >> no tix ever) I am not married. To me, this seems extremely HIGH. The: >> lowest I have found is 1094/6months. Does anybody have experience with: >> insurance in this area? I figured that by the time I was this age (30: >> in dec) I would have somewhat cheaper insurance. This...

Insurance???

Apr 10, 2006 23 Replies

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Kate 20 years ago

Where the hell are you kid? Thought you were coming through! Email me, I'll send you a phone number.

: > -- : > John - ThunderSnake #59 : > '69 Mach 1 w/ 390 4V : > Wide Ratio Toploader : > 3.50 Traction-Lok : > Acapulco Blue : >

: >> Brian : >>

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dsuperbee 20 years ago

Thanks for all the rate quotes people. Kate, I am gonna call the ins agent you gave me the number to and see what I am offered. Thanks!

Brian

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Kate 20 years ago

Good luck to ya Brian! I hope she can help you :)

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Itsfrom Click 20 years ago

gonna make ya sick: just added my new '06 GT convert to my policy.....full coverage, $250 deductable.....$330/6 months.

besides being an old fart with a clean record, the main determinant of premiums is the theft rate where you live........I used to live in Cleveland Oh and couldn't even afford to buy a Jeep because they have a high theft rate.......moved 60 miles away and premiums are about 1/3 as much

odd though.....adding the new car raised the premium on my personal umbrella from $198/yr to $230......guess they think you're more likely to be sued if you drive a new car!

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