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Extended Warantee - yes or No and How Much

Should we get an extended warantee for our 04 OBW? I would only consider the Gold, 6 year/100,000 mile with either $0 or $50 U.S. deductible. How much should I pay for it? Dealer was asking $1900 when we bought the car. That seemed kind of high, but I have since looked at what is covered, and it looks to be more comprehensive than most extended plans. At this point (750 miles and two weeks in) I would say we will probably keep the car until it drops.

We had the extended on our '99 Camry, and that paid for itself and then some (we paid about $900 for the plan, and received about $2000 worth of repairs, but the dealer's service department was very generous with their descriptions of what was broken when we got near the 100K mark, so about $1000 worth of stuff got replaced near the end).

Has anyone collected more than they paid? It's a heck of a gamble, but the LL Bean version has lots of stuff that can break.

Reply to
Alan
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I purchased Subaru Gold Plus coverage for 6yr/100k with $0 deductible from subaruwarranty.com (Subuaru dealer of Chicopee, Massachusetts) about a year and a half ago (just before my 3/36k bumper to bumper warranty was to expire) for $1184.

That was a lot less than Subaru of America wanted to offer via their little flier in the mail, and that was also less than my local dealer was willing to do.

Don't buy it from teh dealer now unless they'll match the quote you get from subaruwarranty.com. The "we'll refund your money if you never make a claim" stuff is a red herring. You're gonna make a claim. Dealers look to extended warranties as high markup items--I'd only bite if they offer you a fair and competitive price. The extended warranty is a good idea, IMO if you plan on keeping the car a long time.

Best Regards,

-- Todd H.

2001 Legacy Outback Wagon, 2.5L H-4 Chicago, Illinois USA
Reply to
Todd H.

Obviously, on the average, less money is paid out than taken in - like any other insurance. Subaru keeps pushing these things so they must be a high profit item. Frank

Reply to
Frank Logullo

i totally agree with frank.

it's peace of mind. if you like the feeling of security, then go for it. THAT'S what you're buying... chances are you will NOT get back what you put into it. they're in this to make money.

plus, if you're like me, you like modding your car (which would render most warrantees null and void) and consequently doing things yourself (which makes the voided warrantee academic).

jm2c ken

Reply to
Ken Gilbert

Take the money you'd blow on the warranty and invest it in a mutual fund or something. With a Scooby, you're likely to come out ahead, and the money will be there when you need it.

Reply to
Skweezieweezie

Extended warrenties are waste of money. you'll do the 100,000 miles in less than 6 years

Secondly, you'll find if something big does break, they'll always have an excuse and blame you - abuse, not serviced correctly- not serviced enough - etc =

In Australia, most of the Subies get 5 yr warrenties - thats for a reason I think, you don't need it.

Reply to
Jiz

I have to agree that extended warranties are not worth the expense. Years ago I got the extended warranty for my 4runner. Nothing broke that was covered by warranty. During the warranty period (100 000 miles) I had to replace the clutch throw out bearing (did the clutch anyway) tires and shock. None of this was covered by the warranty.

My other repair were the head gaskets which were covered by a toyota unwritten warranty. Spent $1500 for nothing.

Subaru's and (Toyotas) are not domestics!

Reply to
steam_mill

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