Value of '95 Legacy Outback?

Check out Kelly Blue Book

Why won't they pay you $6500? It was clearly your market value then and it hasn't depreciated since to speak of.

I think it's time for another round of negotiations with your insurance company. Just cause they made an offer doesn't mean it's the final offer.

And be sure the accident occupants get a physical exam on the insurance company's tab. Be sure to handle the medical side of this correctly. An aggressive lawyer would get you far more than the $1340 difference that you're concerned about.

Neither. When I bought mine (conincedentally a 95 Legacy Wagon) the Ontario UVIP said an average vehicle of same model, mileage and year sells for 5k$. I paid 6k$ because it was in better than "average" condition.

So the problem you have is that you paid what was probably a good price considering the car was in mint condition, but the insurance guy doesn't really know what the car looked like before and hasn't time to research what the car is really worth, so he probably got his number by looking at the average price (book value).

How you contest this depends on your insurance company. Some policies (mine) explicitly state that you are only covered for the book value.

Do you really think it might cost more than $4878 to fix it? Get a quote; it seems a shame to send it to the yard.

-- Dominic Richens | snipped-for-privacy@alumni.uottawa.ca "If you're not *outraged*, you're not paying attention!"

"Dominic Richens" wrote in news:br0m1l$aqd$ snipped-for-privacy@news.storm.ca:

Airbags alone can be $2500-3000. Unless this guy has a shop in his pocket, i don't see getting it fixed for anywhere less than $5000.

Insurance companies will almost always lowball their first offer and this isn't an exception.

As someone else said, try for the $6500 that you paid for it recently. But keep in mind, things like a perfect service record are irrelevant if there's engine damage etc. so i wouldn't emphasize that as much as that you just recently purchased it for $6500 and why would you(insurance company) offer that much less etc...

I just paid $4,500 for a Legacy LSI in good shape with new tires and 210,000 miles here in MT, and a '99 Outback sedan with 110,000 for $10,000 TG

It will cost way more to fix it. Major cost is the airbag and related components. They are $600 apiece and the sensors are $350 apiece. All told, almost $3500 in parts alone for that system. Apparently, the damage will be about $7400 to fix. I am still negotiating, though.

Thanks for the reply. Edwin