Not looking for an insurance company, just wondered why on earth an 87 Mini Mayfair 998cc is twice as much to insure as a 1975 Triumph 1500TC automatic??
I pay about 80 quid fully comp for the Triumph, so howcome the same vcompany has just quoted me £140 for a flipping Mini? That sounds high for a normal policy for someone who's had a license 10 years, let alone a 3k miles a year classic policy...
Or has there been yet another spike in insurance since I last renewed?
Suffice to say, if my other lot can't do a better deal, I think there's going to be a Mini on Ebay soon...
This _has_ to be a wind-up. I don't know anyone who's managed to get car insurance under £100 / year. Well, apart from a few pensionners who've been driving claim-free for 40-odd years, that is.
You think £140 is bad, try quoting for it on a standard policy. Reckon on at least doubling it.
Even with full, protected NCB, I haven't yet managed to better £400 / year on my everyday car, or £200 for a classic.
That's what I'm thinking... Minis have become a Bit Kevvy in the last few years I suppose :( And I like my OAPmobile, even if it won't do over 50 without shaking apart :-p
Not so funny!
Nope, no wind up. 3k a year, classic policy, fully comp, Euro cover for 30 days, breakdown coer included, 80 quid plus a tenner to pay in three installments. That's with me being under 30 too. Peter Best Insurance. Second Triumph, 70 quid with same people, same conditions.
All you need is the right car and the right company..
Had a look at that - It's bloody stupid, quotes for a Mini were coming up as more than it was to insure my first one, when I had just passed my test at
18!
Well having read your posts a bit, maybe you could try being nice to them next time? ;)
The Triumphs are group 7, not as high as Alfas and the like, and I'm a club member. I don't need commuting on the particular policies, but that is possbile for not a great deal more.
I'm also with Herts for a different car, was a mk3 Escort (bought off Ebay cheap as a parts collecting wagon), was 120 quid TPF&T as a classic after I shouted at them for including non free extras I didn't want, 165 before that. Only problem is my phone bill costs more than the premium as I can never get through to them for at least an hour whenever I phone. Finally got through tonight (too late to get paperwork for tomorrow to tax it) and got the Mini swapped onto the Escort policy for no extra charge...
I just can't believe someone who can cover me for less than a ton in a 70s luxury auto can't do better for a totally standard little shopping cart. Still, the way it works out, I wouldn't have got a refund on my Herts policy, and I don't have the Escort anymore, so this has efectively cost me nothing till September, when hopefully I can either get a good deal or just go back to only running the Triumphs :)
I think it's true, if you've got a tame enough car. Morris Minor, Triumph Herald or something. I'm sure there are, or have been, people in here who insured whole fleets of old cars for 100-200 quid. With the classic policies they don't even take your no claims.
I'm about the same. But if they could insure me for £220, at 26, on a series 1 BMW 323i which is a frankly dangerous piece of machinery, I can see as how a little pottering around type classic would be a lot less!
Hi, I pay 180.00 a year for my Austin Cambridge unLTD mileage agreed value £1800.00 i dont have a garage its classed as my first car i am 26 and live in london, also pay 160.00 as joint insurance on my oxford with myself and father to drive same poily only limited to 5000miles on that dad pays 90.00 for his 1725cc Hillman as i say all cars on the road and used daily. when i told my neigbour how much i pay he could not belive it, it costs more to insure his 10 year old V.W golf than all our 3 cars put together and he is over 30. One thing cant a mini go on a cherished car poilcy or something like that may be footman james might be able to help i rember hearing some time ago that basicly the next step down for a car between old car and classic ( no i aint starting the old chestnut of whats a classic) is something called a cherished poilcy dont no too much about this as i did not take much notice only owning cars that dare i say it are classed by the insurance companys as classics. I hope this may be a another road for u to go down. Good luck
We're running 3 Triumphs on the same policy - 948cc Herald, 1147cc Herald and Triumph 2000 Mk1 - the latter is no slouch. Total cost is £150 give or take a few coppers, unlimited mileage, european cover, all the usual goodies. Last time I had a single car on the policy it was a Spitfire MkIV, cost was about £80, no reason to believe it's changed drastically bearing in kind the cost of the current policy. Cheers, Bill.
Still, it's covered now, at no extra cost for changing over, on a policy I had an Escort on that I no longer own.
Sorted till September, by which time I should have a Triumph running reliably enough to either give it back to the PO (I said I'd give them first refusal as they gave me the car for nothing) or stick it on Ebay and get enough cash to sort a Triumph out :)
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