MoreThan Insurance - MoreThanEnoughStupidRules

Aug 05, 2006 18 Replies

Morning



Just tried to get the 90 re-insured after the roll, now that its got a brand new shiny MOT.



Heard something on the Radio about a 40% discount for under 25's if you dont use the vehicle between 11pm and 6am. (£25 charge if you do - They fit a tracker to it).



Started to tell them the story about the write off etc which they were fine with. Took all my details - no problems.



Then they asked about the vehicle - Its a defender 90 i replied. "Sorry sir, we don't insure them". Why i asked. "They are classed as a Military Vehicle" I asked why again and was told that they don't insure them as they do not have the safety features as a 'normal' car. I replied "Its got an engine and 4 wheels though" and was promptly told that they don't insure them, and that's the bottom line.



They would however have no problem insuring my 1987 3.5V8 Range Rover.



I dont understand this at all... They are defiantly morethan a bunch of wankers!



What to do now :(



well dont try Tesco thats for sure!

for me with the Disco (94 3.9 v8) with 15K miles and business use, Tesco are a clear 180 quid more than everyone else, and thats even bumping the voluntary up to 250.

So far i'm quite impressed at admiral multi-car, as that brings it down to

480 for the disco, and 250 for SWMBO Mondeo (combined)

Si

So I'd best not mention the £80 I pay for my Series IIa with a £80 excess.

On or around Sat, 05 Aug 2006 09:15:26 +0100, Mark Solesbury enlightened us thusly:

feckin' idiots.

apart from chasing them for credible reasons why they refuse to insure a 90, I'd suggets you try elsewhere...

NFU seem to be good for land rovers... and, as their advertising says, you don't have to be a farmer.

Yes, but what their advertising doesn't say is that although you don't need to be a farmer they have a fairly extensive list of occupations that they won't insure. Of course, you don't discover that your occupation is on this "black list" until you declare your occupation and they then tell you they won't insure you.

Steve :-(

Try Norwich Union Direct, I recently got a quote for a Defender from them because they do my car and they were not only happy to cover it and share my car's NCD but were actually competitive with a mate's insurance on his Defender through one of those specialist companies. Oh and how's this for strange, they said the van version is a group 8 and the CSW group 32 or something like that!. Of course I was asking about an unmodified Defender...

Greg

I was with NFU for ages (LR90) and only stopped when I took it off the road. I recently tried to get a quote from them for the Disco and S2a, but they were not interested. Reading between the lines, they would only consider insuring a vehicle as part of a much bigger deal (like a big farm, was my impression). Perhaps I should try a different office?

They wont insure a 12 seater

NFU were fine for us, let me include a Bull bar (what can I say I was young!), covered me for trips between workplaces while at work.

There was some suggestion of actually joining the NFU to get insurance for me TEF20 but so far it's only come out of the chicken shed 5 or so times since we've had it.

Lee D

Strange. My 1986 90 is insured with MoreThan. The vehicle details on the policy are :-

Landrover 90 SWB Diesel.

This is the second year with them. Fully comprehensive with a £200 excess I'm paying £123.

RichardB

Aye - people are an expensive liability

wassat then?

Since NFU's are basically franchises, I'd try a different "branch" - Cheadle (Staffs) have no problem with individual motors.

Richard

Becoming a Countryside member does make things easier.

Richard

Elephant.com gave a very good quote on a 110 Station Wagon - I only tried for an excuse to write them a snotty e-mail! Bum.

Richard

I've never had a problem like that with them, I've insured my landy and my audi with them, and when I first got the pinzgauer I insured it with them on a month-by-month basis until I sorted out insurance from a specialist in that type of vehicle. They've never given me any hint of trouble. That was the Alton office.

I tried the local NFU branch last year, after assurances that they would very much like to quote for all my insurance needs they wasted about an hour of my time filling in their forms. I've yet to receive a single quote, not even a courtesy call to say they aren't interested, a bunch of pillocks, and that's being polite!.

Greg

A very unusual find I came across at Blanchards!, unfortunately outside my budget really but I thought I would enquire about insurance so I had a better picture.

Greg

||| NFU were fine for us, let me include a Bull bar (what can I say I ||| was young!), covered me for trips between workplaces while at work. ||| ||| There was some suggestion of actually joining the NFU to get ||| insurance for me TEF20 but so far it's only come out of the chicken ||| shed 5 or so times since we've had it. ||| || || Becoming a Countryside member does make things easier. || ||| Lee D

Thanks chaps - I'll look into it at next renewal.

You can get more from membership than insurance if you are a Countryside member, but it's worth checking what the cost is and having it in the back of your mind when comparing rates. Remember that they do more than motor insurance, and as a mutual society you may well get a discount in subsequent years.

(OK, I use them, and the local branch (Brigg) is good.)

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