AA have women-only policy - isn't this illegal?

No, but it will be against EU laws to charge women lower premiums than men for the same cover from December 2012.

Chris

In message , Chris Whelan writes

In spite of the fact that they tend to have more low-speed/minor damage accidents rather than major smashes, though they're catching us up, I think!

Just a thought, but if the insurance companies are not allowed to discriminate between male and female customers, what will they do about the young accident prone guys who want insurance? Policies are usually much more expensive for this sector of the market. So will reverse ageism be okay? Or will we all have to pay more?

I think you are right and that all new drivers of any age will have to start off on the same premium and then each individual will gradually build up their own history, rather than it being based on market statistics, which probably is discriminatory, as some young men may be very good and responsible drivers !

The EU judgement is only concerned with gender; age is not affected.

In theory, female premiums will go up, and male ones down; I'm not thinking where I might spend the extra money I should have...

Chris

Doesn't state it's women-only , It just says "Women's car insurance". Nowhere does it claim it's cheaper than men's either.

Can't see anything at all illegal about the page at all.

You could check it out by entering identical details for someone as Mr and as Miss. Unfortunately, the site checks out the details as you enter them, e.g. you cannot enter an invalid registration No.

They don't say they won't insure men, so what's the beef? Most women have lower cost claims than most men, so their premiums should be lower.

The real problem are the vultures which descend on motorists after every reported accident. Example: I reversed a few inches one dark night and touched the car behind very gently, this was about 8pm. After a thorough examination of her car by a witness and ourselves, we agreed no damage subject to a mechanic checking her car next day.

When I arrived home that night about 11pm there was a phone message from Driver Assist(?) demanding that I call them back. When I did so they asked me for my version of the "collision". I told them it had been a 'no damage' shunt, and that I would only give an account to my insurance company.

I phoned the other pleasant young driver next day and she had reported the accident to Swinton, her insurers. She was then bombarded with offers of No Win No Fee compensation claim, plus credit hire of a replacement car.

She told them to get lost, she didn't need a car because hers had been checked out at a garage run by her mother' partner. She was honest, others make false claims. What is required is for insurance companies to investigate all whiplash claims very carefully, and dismiss the fraudulent ones. It adds about £90 to average premiums.

writes

That doesn't automatically follow. If women have claims that cost a quarter of the average mans claim, but have 10 times as many of these smaller claims, then their premiums should be higher.

reported accident.

A friend went through a phase of having cars written off by other people - shunted from the rear at lights, hit while parked etc so he got himself a £200 scrapper. A month later he got shunted at a set of lights by a brand new female driver, who was distraught when he and three friends got out the car. They made sure the girl was ok, and that both cars were drivable, then told her to go and get her car checked out. She kept trying to insist on exchanging details, but my friends eventually convinced her that they didn't want to make a whiplash claim, his car wasn't worth getting any work done to and her car looked fine. He was fed up of how long it took to get insurance quotes due to all the incidents so just wanted an easy life. When the girl finally believed them she was made up, and confused that a group of four people were turning down the best part of ten grand in whiplash claims. :-)

Was your English teacher male or female?