.... was not what I expected on my early morning trip to work. At 06.30 hours I'm pulling onto the estates main circular road. I get about 40 meters from my Juction when a Rover Coupe comes flying out of a side road straight into the side of Alfie. Said Rover was then deposited by Alfie onto the grassverge some 2 inches shorter than when it awoke.
Alfie suffered side impact damage to the front tyre, Front wing, running board, inner and Outer sills Front door, Paint damage to the rear door , rear quarter and snatched off my rear Bumper endcap.
Surprisingly other than the noise there was little else to note impact wise... Will see if I'm ok in the morning as I understand that Whiplash and muscle injury takes a while to manafest it's self. Alfie remained on course which was reassuring.
Witnesses bogged off at the first opportunity not even bothering to see if people were injured....bas***ds!
I came to a halt, bunged on the hazard lights and went to see if the other driver was OK . He was fine. The words "Sorry mate! It's my fault, I couldn't see you my windows were misted up" seemed to remove the desire inflict pain. He was right, I checked his window was misted up. So why in the hell he flew out of a juction showing no signs of stopping is beyond me. To add to the insult it was his driver side window that was misted up... now how bone idle is it not to even wind it down! let alone demist it before starting the journey.
Suppose it's lucky it was me he hit and not the paper boy. Anyway, we have the insurance assessor coming tomorrow to cast an eye over Alfie. Although I suspect that it'll be beyond economical repair. I reckon pre collision he would have been worth around £2500 if the prices reflected in Auto trader are owt to go by. Thing is at what point do you cut your losses. I'm sure I can hear the insurance cowboys horses approaching already!
At the moment the claim is being progressed via Highway (His insurance) who I also have seperate cover with one of my other vehicles.. This one however was Mrs D's motor which I'm named driver on. Interesting that by claiming direct from his insurance it shouldn't affect all the no claims palava. Transpires he was insured third party only (his words)... looks like an expensive cockup.
This is my first real claim for an accident so will be interesting to see how it progresses to say the least.
If I do repair him how do I get these Accident damaged markers removed if they write it off as beyond economical repair (maily down to labour costs I would guess) ?
Lee D