Towing and insurance Defender 90 with 2 inch suspension lift

I'm thinking of buying a Defender with a 2 inch suspension lift and gas shocks, mainly for towing a horse trailer. When I mention the
suspension mods to insurance companies (Sureterm, Lancaster) they say they won't touch anything with a suspension lift, and it is dangerous for towing!
The guy at the (unnamed) 4x4 specialists didn't think it would be hazardous!
Does anyone have advice on a) the safety of this scheme and b) what insurance companies will allow this?
I don't want to turn the thing over or invalidate the insurance clearly.
Thanks for your help
Sam
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload

Well, for b) I would suggest National Farmer's Union, they're used to odd defenders, not to mention bazillions of fat-tyred toyota hiluxes.
--
Blast off and strike the evil Bydo empire!

Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
Try Adrian Flux who specialise in 4x4s.
Dave Milne, Scotland '91 Grand Wagoneer, '99 TJ

Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
Funny how they manage to "specialise" in every category really innit? ;)
They're always advertising in the boy racer rags too, as "specialists" in insuring fast/modded cars for young drivers. When I had a 2.0 Sierra they wouldn't touch me, yet the non specialist big names quite happily gave me decent quotes.

Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
They're not insurers they're brokers, so they just ring round their contacts to get a quote.
I found them to be useless when I wanted a quote for a 109 owned by a charity.
Hugh

--
hugh
Reply to address is valid at the time of posting
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
On 20 Feb 2007 14:56:20 -0800, " snipped-for-privacy@googlemail.com"

I find it exceedingly hard to see how a 2" lift wouldn't compromise the stability of a tow vehicle. It might not be a huge issue, but if it is mainly for towing and you want your towing to be as safe and relaxing as possible then keep the suspension at its standard height IMHO.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload

Critical issue IMHO is the height of the tow hitch. If that is at the correct level then I wouldn't expect the 2" suspension lift to have too great an effect.
If the hitch has been raised by 2" then watch out.
--
hugh
Reply to address is valid at the time of posting
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
On Fri, 23 Feb 2007 20:25:16 +0000, hugh wrote:

What is the "correct level"? I guess it really depends on your trailer but for no particular reason I think it's with the draw bar just a little bit above horizontal rising to the hitch rather than dead level or falling. Is that right?
Says him having just bought a trailer (handy for the dump and the bikes) and not really having a clue about trailers. B-)
--
Cheers snipped-for-privacy@howhill.com
Dave. pam is missing e-mail
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
On or around Wed, 28 Feb 2007 22:18:57 +0000 (GMT), "Dave Liquorice"

hitch height is only critical on >1 axle trailers. on single axle trailers it's the balance of the load that's critical to get the noseweight right. I'd normally reckon between 25 and 50Kg noseweight. on a >1 axle trailer, noseweight is MUCH more if the hitch is too high and non-existent if it's too low.
--
Austin Shackles. www.ddol-las.net my opinions are just that
Travel The Galaxy! Meet Fascinating Life Forms...
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
On Thu, 01 Mar 2007 20:55:18 +0000, Austin Shackles wrote:

Mine is a single axle trailer a shade under 3m overall. The dump won't allow trailers with more than 1 axle or longer the 3m without a permit. Guess I'm going to have learn to judge 25 to 50 kg by arm.

I can see how that comes about.
--
Cheers snipped-for-privacy@howhill.com
Dave. pam is missing e-mail
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
On or around Thu, 01 Mar 2007 21:59:30 +0000 (GMT), "Dave Liquorice"

less than 25Kg is easy to lift, more then 50Kg is really hard to lift.
If you can hold the hitch at ball-height easily with one hand it's a bit light, and if you damn'near herniate yerself it's a bit heavy.
same technique applies to the twin-axle kind - you should have to put a bit of effort in to get it level with the ball, but not a lot.
--
Austin Shackles. www.ddol-las.net my opinions are just that
Travel The Galaxy! Meet Fascinating Life Forms...
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
In enlightened us thusly:

If you're brave or as in my case foolish, you could try putting a set of bathroom scales under the jockey wheel, it'll give you an approximate value. Remember to put a bit of wood on the scales too as a load spreader else the scales are apt to come out bent!
--
Dinna say it canna be done, rather what is needed to do it!

PGP key DSS:0xBAAE63B5 ICQ 227-494-693
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload

Set of bathroom scales is useful to et the feel of it.
LR max hitch weight is about 110kg IIRC.
--
hugh
Reply to address is valid at the time of posting
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload

The following may be of interest
In theory, all tow bars should set the ball at the correct height. The present relevant standard (BS AU 113c), and for newer vehicles, EC Directive 94/20, requires the centre of the ball, when the towing vehicle is fully LADEN to its gross vehicle weight (but without the caravan attached) to be between 350 and 420mm from the ground. This should be compatible with any reasonably modern caravan, given one or two provisos:- • If the car manufacturer chooses to set the tow ball height towards the upper end of the height range, and especially if the vehicle has a relatively high load carrying capacity, it may be that under normal operating load conditions the tow ball is significantly higher than this range. This is permissible according to the letter of the standard or directive requirements, but may result in difficulties achieving a well set-up outfit. • Off road vehicles are exempt from the height requirements in the EC Directive, in order to permit them to achieve the necessary ground clearance for off road use. This may make a fixed-height tow bar inappropriately high for safe, stable on-road towing. When choosing a tow bar for an off road vehicle, therefore, ensure that it is either: (a) a fixed height bar which is similar in height to those made for conventional cars, or (b) a height-adjustable bar which can be set to an appropriate level for on-road towing or off-road driving. 4
--
hugh
Reply to address is valid at the time of posting
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
On Sun, 4 Mar 2007 21:13:00 +0000, hugh wrote:

The laden/unladen part is not an issue with a 7 seat DII, it has SLS to maintain ride height (when it works...) B-) The recomended ball centre height is usefull info though.
When I got the hitch fitted I made sure it was a height adjustable one, I was hoping to get the easily adjustable type that you see on the back of Defenders but I got a large plate with four sets of holes and a pin and ball hitch.
--
Cheers snipped-for-privacy@howhill.com
Dave. pam is missing e-mail
  Click to see the full signature.
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload

If you want a Defender for mainly towing a horse trailer then don't get one with a 2" lift.
The lift will do nothing to enhance the vehicles towing ability.
I have 3 Defenders 2 have been lifted by 2" for offroading and have towed with them both but have now removed the tow gear (plough) all together and replaced with pure recovery points. If I want to tow then I will use the other one.
If you want to offroad the defender then that is a different matter and you will just have to put up with the towing side of things.
--
Marc Draper

Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload
Thanks everyone - Adrian Flux and NFU seem to be the ones!
Sam
Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload

Landrover & horse box is a good idea and can enable you to make a bit of money/popularity when you tow out the others from a muddy field. Alan>

Add pictures here
<% if( /^image/.test(type) ){ %>
<% } %>
<%-name%>
Add image file
Upload

Motorsforum.com is a website by car enthusiasts for car enthusiasts. It is not affiliated with any of the car or spare part manufacturers or car dealers discussed here. All logos and trade names are the property of their respective owners.