OT: Norwich Union Direct no longer offering TPFT insurance

if you make a claim, they make more money from you if you are not to blame for the accident. i was with them a few years ago. had some plonker pull out in front of me when i was doing 50 in a 60 zone. i reported it to norwich union, and told them that i was going to claim off of the other persons insurance company. next thing i got was someone coming around to collect the car. norwich union payed me for the value of the car.

then they started court procedings agenst the other persons insurance company for what NU had paid me, and also for their own costs and time. plus the costs of their solicitors fees.

NU are pretty rubbish; people are under the impression that the biggest insurance advertisers are the best, for some random reason.

They take ages to settle claims, inclusive of the wait to get NCB back, etc. Avoid.

I'm making a claim against them as a 3rd party and they seem very quick!

I used to like Admiral but when I asked them for my excess back after the no fault claim they said I'd have to make a separate claim with a subsidiary of theirs completely against what they'd told me originally (which was they send it to my immediately). I tried that but the subsidiary were very incompetent and extremely aggravating so I'm making a claim for my excess back directly to NUD. I've moved away from Admiral because of this.

Peter.

Claiming against them should be okay, your insurance company will contact them, and then give a deadline. It's not unknown for many smaller insurance companies to go right past this deadline, towards court proceedings, before they grudgingly pay the other insurer. It's just the way they work mind you.

For the last 3 years their Fully Comprehensive cover was cheaper for me than their TPFT anyway.