MOT only checks that all tyres on an axle are the same size, and the tread/tyre condition. No speed rating check. Insurance could well be invalidated, but whatever tyre you fit it is vitally important that the load rating is suitable; in particular think about weight transfer under heavy braking - the front tyres are effectively taking the weight of the whole vehicle. Also, fitting a tyre of a different specification can fall foul of construction and use regs as the car was type-approved for the UK market with a certain spec. Badger.