Picked up a 5 qt container of Mobil 1 at my local Wal Mart the other day for $18.88
I've been using the FL-820S Motorcraft filters on my 4.6 Ford since day one. Under $3 across from oil.
When I contemplate what the negative possibilities are allowing a barely skilled oil changer guy to do my oil vs me doing it myself I always end up doing it myself even though the filter on the 4.6 in a 95 T-Bird is in a lousy spot to reach compared to my other two cars. Plus while I am waiting for the oil to fully drainoout of the engine I get a chance to look around underneath for other unexpected troubles.
Problems my family has had with quick change lube joints:
Oil not changed Filter not changed drain plug cross threaded drain plug put in too tight and stripped threads drain plug too loose (leaking oil) no oil put back in car something else broken while changing oil told something else is broken to sell some "sale" item like batteries. car interior gunked up free car wash with oil change. Car wash chews up rear wiper arm on back window of Explorer