Ditched 90 - Insurance Offer

Mark,

when I went from 8 years on company motors to my own policy, they took that into account and gave me a full no claims, because I could prove no prangs in company motors.

NFU were quite good for that (although it is 4 years ago now that I did it)

Most companies ask about company car history too, so i presume that there is something in it.

Si

Some companies will take it into account - yes. You will of course have to declare the claim you have just made to your next insurer, so I'm not sure how that would stand "I have 3 years no claims, but oh yes I made a claim last year!" Not sure how they would work with that one!? tho there might be something they could sort out.

Matt

On or around Thu, 06 Jul 2006 13:27:15 +0100, Mark Solesbury enlightened us thusly:

insurance is a pain in the arse, these days. each policy has its own NCD, and if you start a new policy you can usually only get an introductory discount if you're lucky, even if you've been claim-free for years on other policies.

In message , Mark Solesbury writes

Being 24 definitely does NOT help.

My Brother transferred his wife's NCD to his own policy and left her with none.

Why would you be claiming on the insurance then if you ditched it (by that I am assuming no one else is involved.. ) Just buy the appropriate panels and bolt them on, the less the insurance company knows the better. ;)

-- Andy

Agreed

-- Jon

It needs bulkhead attention, wing, roof and sides, both doors, windscreen + surround.

That all costs money, which i dont have!

Mortgage comes first :(

Mark Solesbury uttered summat worrerz funny about:

When my Rangie got stuffed the other guys insurance coughed up. I trawled Auto trader and got a average price for Rangies of the same year and similar condition. They offered quite a bit lower initially, I got very blunt on the phone. I explained that I'd be happy to discuss the matter in court and pointed him to the ads on autotrader, explained I wasn't after a free meal and that I didn't ask for my car to be stuffed in the first place. A while later he came back with the average I quoted to him and we agreed to settle at that.

Guess what I'm saying is make sure it reflects the replacement value.

Lee D

Loss of no-claims and higher insurance premium is the price you will have to pay, gets you either way :(

-- Jon

Try getting a quote from Norwich Union - they seem to be very cheap on LRs.

I'm only 19 and have a policy on a Disco in my own name, £1200 for the year with 0 no claims.

As you're 24, that should be considerably less!

Ouch!

So, there are benefits to age.

The only good thing that i noticed about turning 25 was that insurance got cheaper!

Until i was 25 i found that NU and lancaster classic insurance were the cheapest.

Every time I reached a significant birthday hoping for some relief they changed the rules!

I didn't think you were that way inclined..... oh retirement, why didn't you say ;-)

Lee D