Breakdown cover

Aug 27, 2004 15 Replies

As my wife has to drive many miles out in the sticks to get to her new job, and my daughter is very close to taking her driving test it's time methinks to get some breakdown cover.



It's a few years since we had any cover and we've done well out of it (just one breakdown for a dead battery) but better safe than sorry comes to mind now.



The last cover we had was with Green Flag who's idea of "Roadside Assistance" was to hook it onto the back of the breakdown vehicle and tow it to where we said, sign the docket and bugger off, (things may have changed??).



AA/RAC are talking £170 or so to cover 3 drivers and 2 cars. Insurance co's want £59 for each car for similar cover. Have done a search on

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found GEM Recovery at a "special rate for the first year" of £45 per carfor similar cover.



The point is trying to find the best cover relative to our needs for the best price (and me feeling more at ease when they're out that if anything does go wrong they're going to be looked after).



TIA



krystnors


RAC breakdown cover for a family is only 81 pounds, get that, at least they have plenty of operators, a big setup and everyone has heard of them.

mrcheerful

The message from "krystnors" contains these words:

Cor - that sounds exactly what I want!

I'm always wary of any organisation which runs out of private garages, since for any repairs that would take more than 10 minutes or so, they will be tempted to do it in the warmth of their workshop and bill both you for the repairs and the organisation for the call out. The AA have twice replaced an alternator for me at the roadside, with me paying only for the parts. I suspect that some of the smaller organisations would have classed it as "not fixable" at the side of the road and taken me back to their garage to provide me with a full estimate.

Russell

Get a Nissan Micra or two.

-- Peter Hill Spamtrap reply domain as per NNTP-Posting-Host in header Can of worms - what every fisherman wants. Can of worms - what every PC owner gets!

the rac site has a calculator, if you don't go for home start the price is only 81 quid for the family. there is also a third off rac with marbles card at present.

mrcheerful

Im looking for cover that will take my car home, not to some garage and have some monkey I don't trust tamper with my beloved Nissan. But they all say they'll repair the car at the side of the road, or take you to a garage!

What can i do?

Cheers Simon

In article , krystnors writes

And which one will give you a car if they cannot get you going at the roadside? Now is that a good deal or what check out the web site

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Maybe not the cheapest but I think it is the best.

Simon,

"I'm looking for cover that will take my car home, not to some garage and have some monkey I don't trust tamper with my beloved Nissan. But they all say they'll repair the car at the side of the road, or take you to a garage!

What can I do?"

The AA want £152 for Roadside & Relay (Option 200)

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The RAC want £128 for the same thing (Solution 1).
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I think my preference is for the RAC's Solution 1 partly because of your reason and also because my wife and daughter want to be sure of being transported home and not stuck at some garage.

Mr Cheerful is right, you can get family cover for £81 with the RAC (thanks) but I think £47 extra is a fair price to pay for piece of mind.

Peter Hill says "Get a Nissan Micra or two."

I have two cars that are reliable and have so far not broken down anywhere. Unfortunately they don't come with a written guarantee that they won't break down. And as Sod's Law has it the first time one, or both, break down will be at the most inopportune moment in the middle of nowhere.

krystnors

: The message : from "krystnors" contains these words: : : > Green Flag who's idea of "Roadside : > Assistance" was to hook it onto the back of the breakdown vehicle and tow it : > to where we said, sign the docket and bugger off, : : Cor - that sounds exactly what I want!

I think it's Green Flag who do a very cheap recovery-only service. No roadside repairs allowed: if they can repair it then they charge you a hundred quid for doing so.

That's what I'm going to sign up to for the DS ... /nobody/ can fix /anything/ roadside on that (or at least if it can be fixed roadside I'll do it myself).

Ian

A colleague of mine had her cam belt snap in Cambridge (Lives in Kent) and the RAC will only yank it along for 10 miles to the nearest garage, so if you only drive within 10 miles of home then this is your option, if you drive further away then I'm not sure what your options would be.

Get a bank account and shove the £140 in it for one year, then the other £140 the next and then arrange a private yank home if your car breaks down?

--Nick.

I broke down once near home and had the National Breakdown (as was) coverage and they took us to the local garage. Which was about 10 miles away. They refused to drop us off at home and then take the car onto the garage themselves, despite our home being situated between the two!

Later we had cover with the AA and we were pleased with them, we called them a couple of times on breaking down within about 15 minutes walking distance of home. Asked them not to bother wasting time trying to fix it as it was only about a mile home and they obliged.

Another time we broke down in a service station near Nottingham. They were unable to fix the car so we got towed all the way home.. considering home is in Newcastle, that was a fair old way!

I've got free RAC cover with my car now. I guess I'll have to look at the details to see if they will take me home in the event of breakdown or just dump me at a local garage.

The quote below is taken from the RAC's website: "If a breakdown can't be fixed locally within a reasonable time, we'll take you, your car and up to seven passengers to any UK destination."

krystnors

It sounds like you had the basic ?Rescue' cover with Green Flag ? which just gets you and your car to a garage (although they claim to attempt to fix the car at the roadside first)

Direct Line (who own Green Flag) claim to be 20% cheaper than the AA and RAC. Their cover applies no matter who is driving the car.

This basic cover works out about £50 for a ten year old car. Higher levels of breakdown cover include bringing your car home, on-going travel and personal cover.

Try

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Thanks for the link. Came out with of a figure of £110.25 for me, wife and two cars but wouldn't quote for daughter - so pointless.

krystnors

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