Does a replacement engine count as modified for insurance?

Does a replacement engine count as a modified car for insurance purposes? This would be using the exact same spec engine.

Reply to
P Parsons
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Of course not. It's simply a repair. You should in theory inform the DVLA of the new engine number, though.

Reply to
Dave Plowman (News)

No. It's just maintenance, just like replacing brake pads.

Peter

-- "The truth is working in television is not very glamorous at all. I just go home on my own at night and sit alone and eat crisps."

Reply to
AstraVanMan

No, as long as it is a direct, like-for-like replacement from the cars manufacturers or reconditioned engine (it's classed as a repair).

If it is an engine that is designed to fit into a different make of car than yours, then you should inform your insurance company, as a higher premium may be payable or, they may even refuse to cover the car.

If you don't inform them of this fact, then I believe that they can void your present cover and in the event of an accident, refuse to pay the claim

You do have to inform the DVLC of the new engine number though, whatever make you put in it.

Brian G

Reply to
Brian G

The message from "Brian G" contains these words:

What it, like mine, it ain't got one?

Reply to
Guy King

Doh, accidently clicked send without typing anything :)

What about putting say a 1.8 Zetec engine from an Escort in a Mondeo or similar. They are the same engine, but since they come from different models does it count as a modification?

Lee

Reply to
Lee

If the engine is exactly the same, then it is a repair. If the engine is different, it is a modification.

Reply to
jeremy

Does it even count as a car then?!

Reply to
Mark Hewitt

The message from "Mark Hewitt" contains these words:

Well, it is a Montego!

Seriously, the engine number has fallen off, and I know it was changed, and I know from the previous owner that he'd never got round to changing it on the V5. Still - on the Prima engine you've got to be really really keen to read the number 'cos of it being in a stupid place.

Reply to
Guy King

In theory you should be fine, but bear in mind that Ford (amongst others) vary the power of their engines to suit the car. E.g. the old Escort TDi was about 70bhp (may have been more, but it's not important for this example), whereas the same size TDi engine in the same year Mondeo was

90bhp...

It depends on how accurate the records are the insurers keep - but I'd say that if the engine type codes stamped on them are the same then they can't really refuse to pay up.

Darren

Reply to
Darren Jarvis

Yes.

Brian G

Reply to
Brian G

Guy,

Ain't got what - engine or engine number - or even a car?

If you got the engine without the number, then I should whisper that very quietly. If you ain't got the engine - then fair enough!

Ah! That is unless the engine manufacturers have changed their practice about putting numbers on engines since I last put one in many, many years ago. LOL

Brian G

Reply to
Brian G

The message from "Brian G" contains these words:

No, it's just fallen off. It's not stamped on, it's (supposedly) rivetted on - only not terribly well.

Reply to
Guy King

Depends. Just because it's a 1.8 litre engine doesn't mean it is exactly the same! Quite often they will have different engine management systems and put out completely different power!

I'm thinking of the VAG 1.9TDi unit, which is used in a lot of cars. Seems to vary from about 80bhp to over 150bhp, but it is still a 1.9TDi !

Reply to
Mark Hewitt

It's usually stamped on somewhere as well as the plate.

Reply to
Dave Plowman (News)

If the engine is swapped but the original ecu retained, would the power output not be the same as the original?

Chris

Reply to
Chris Whelan

Yes.

Tim..

Reply to
Tim (Remove NOSPAM.

Then I suppose swapping the ECU but keeping the engine would be a non-standard modification.

I must tell my friend who is getting his Fabia vRS 'chipped'.

Reply to
Mark Hewitt

The message from "Dave Plowman (News)" contains these words:

Anyone know where on a Perkins Prima?

Reply to
Guy King

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