Does a replacement engine count as a modified car for insurance purposes? This would be using the exact same spec engine.
- posted
19 years ago
Does a replacement engine count as a modified car for insurance purposes? This would be using the exact same spec engine.
Of course not. It's simply a repair. You should in theory inform the DVLA of the new engine number, though.
No. It's just maintenance, just like replacing brake pads.
Peter
-- "The truth is working in television is not very glamorous at all. I just go home on my own at night and sit alone and eat crisps."
No, as long as it is a direct, like-for-like replacement from the cars manufacturers or reconditioned engine (it's classed as a repair).
If it is an engine that is designed to fit into a different make of car than yours, then you should inform your insurance company, as a higher premium may be payable or, they may even refuse to cover the car.
If you don't inform them of this fact, then I believe that they can void your present cover and in the event of an accident, refuse to pay the claim
You do have to inform the DVLC of the new engine number though, whatever make you put in it.
Brian G
The message from "Brian G" contains these words:
What it, like mine, it ain't got one?
Doh, accidently clicked send without typing anything :)
What about putting say a 1.8 Zetec engine from an Escort in a Mondeo or similar. They are the same engine, but since they come from different models does it count as a modification?
Lee
If the engine is exactly the same, then it is a repair. If the engine is different, it is a modification.
Does it even count as a car then?!
The message from "Mark Hewitt" contains these words:
Well, it is a Montego!
Seriously, the engine number has fallen off, and I know it was changed, and I know from the previous owner that he'd never got round to changing it on the V5. Still - on the Prima engine you've got to be really really keen to read the number 'cos of it being in a stupid place.
In theory you should be fine, but bear in mind that Ford (amongst others) vary the power of their engines to suit the car. E.g. the old Escort TDi was about 70bhp (may have been more, but it's not important for this example), whereas the same size TDi engine in the same year Mondeo was
90bhp...It depends on how accurate the records are the insurers keep - but I'd say that if the engine type codes stamped on them are the same then they can't really refuse to pay up.
Darren
Yes.
Brian G
Guy,
Ain't got what - engine or engine number - or even a car?
If you got the engine without the number, then I should whisper that very quietly. If you ain't got the engine - then fair enough!
Ah! That is unless the engine manufacturers have changed their practice about putting numbers on engines since I last put one in many, many years ago. LOL
Brian G
The message from "Brian G" contains these words:
No, it's just fallen off. It's not stamped on, it's (supposedly) rivetted on - only not terribly well.
Depends. Just because it's a 1.8 litre engine doesn't mean it is exactly the same! Quite often they will have different engine management systems and put out completely different power!
I'm thinking of the VAG 1.9TDi unit, which is used in a lot of cars. Seems to vary from about 80bhp to over 150bhp, but it is still a 1.9TDi !
It's usually stamped on somewhere as well as the plate.
If the engine is swapped but the original ecu retained, would the power output not be the same as the original?
Chris
Yes.
Tim..
Then I suppose swapping the ECU but keeping the engine would be a non-standard modification.
I must tell my friend who is getting his Fabia vRS 'chipped'.
The message from "Dave Plowman (News)" contains these words:
Anyone know where on a Perkins Prima?
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