Insurance renewel time

Mar 18, 2005 2 Replies

Direct Line sent me a renewel quote as follows: THIRD PARTY Premium with 5 years NCD £290 NCD protection £50 Rescue service £116 Legal help £17 Total with credit £508



I went on the website for a fresh qoute, added my 3 points fixed penalty and choose fully comp, to give a total with credit charge and introductory discounts of £517, which seems a better deal for fully comp + 3 points.



If I start a fresh policy on the website instead of renewing by 'phone, can they refuse the new policy discounts, even though the old policy would have lapsed by then?



I would have renewed on the 'phone today, but they've shut up shop until Sunday for some sort of maintenance.



Thanks a lot Garry


Sure. They can agree or refuse any policy renewal or proposal they like.

I would say they're taking the piss with the breakdown cover, we pay that for joint cover with the RAC.

The message from "garry parker" contains these words:

For that I'd expect them to helicopter me home!

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