OT: Collision with cyclist

If there is third party cover I'd *still* question whether the claim is likely to be covered under the circumstances and even worthwhile.

So, you lose 2 years excess for the sake of 550quid that doesn't turn up plus drive around in a car with a broken door for several months.

And, yes, you're right I don't cough up the "no win, no fee" pre-pay 10 quid a year.

if you wanted to take action against the cyclist then you can do this on your behalf through the county court system. If the debt's to your insurers I don't see how you pursue it.

I think I'd avoid parking there. Thanks for the tip.

I was right, you are too stingy to pay the =A310 extra legal cover. If=20 you had, you'd have known that claiming the excess from a third party=20 is one of its primary uses.

Suits me. At =A3850 I can bankrupt them. That'll seriously f*ck them if=20 they own their own house or anything worth selling.

I could tell. If you had, you'd not be spouting crap about not being=20 able ot claim the excess.

Through the legal cover I've taken out. Believe me, when the other=20 party realise you've got up to =A325,000 of legal expenses available to=20 you it makes an impression. I got rearended by a 17yr old who thought=20 he was clever. I got my money.

--=20 Conor

If you're not on somebody's s*it list, you're not doing anything=20 worthwhile.

It must do, YOU'RE JUSTIFYING IT.

Ah, so we all have to drive around in bangers now? And to some people=20 their =A3250 car means as much to them as a =A310,000 one does to someone= =20 else.

Perhaps I should just carry out my own version of accident cost=20 recovery. I think a dented door is worth at least a broken arm or leg=20 to the arse who does it.

--=20 Conor

If you're not on somebody's s*it list, you're not doing anything=20 worthwhile.

And you wonder why people kick your car?

The message from Conor contains these words:

I don't mind if kids ride into my car - I really don't.

However, I do mind the little s*it who's sprayed paint all over the bonnets of several cars in the street last night, including the wife's Clio. Didn't touch mine - which I wouldn't have minded!

Next question - how do I get spray paint off the bonnet?

Has the bonnet been re-sprayed in the past with "normal" paint (I.e. not a 2 pack).

If so, you should be able to wipe the paint off with cellulose thinners. I _think_ two pack is chemically hardened, so should be OK with thinners. Don't come running back to me if your bonnet melts ;-)

A less aggressive route is to use t-cut. The paint should still be soft enough to polish off.

Pete.

The message from Pete Smith contains these words:

It's the original Renault paint - which it made a big thing about in the handbook - which I now can't find!

I'll give it a wipe over underneath with thinners to see it it's stable then try to wash it off and T-cut any edges left.

And you wonder why the country is going to hell in a hand cart when the "doesn't matter" attitude you've displayed prevails?

The message from Pete Smith contains these words:

Yup - quite right. I tested a small patch first and then washed the rest of in about four minutes. Ain't thinners expensive in small cans. A litre was £4.49, five litres was £5.99. So, I've got a bucket of it and passed the rest to the other neighbours who got sprayed as well.

Drawback is that now the bonnet's nice and clean and puts the rest of the car to shame.