Just received Kaiser Permanente's schedule of payments for 2006 and noticed all drug coverage co-payments will be for 30 days supply instead of 90 days. Looks like they snuck one in there while we weren't looking. Are there any better alternatives?
Chuck
Not sure if that is Kaiser Permanente's fault. It may be your employer who wants to reduce their insurance costs. Most insurance companies and HMO's will tailor the plan for the employer in order to achieve certain cost targets. The cost to the employer is based on actuarial (statistical) claims vs. the price paid, so the fewer the benefits, the less it costs the employer. Of course, medical costs keep rising, so often times benefits would need to be cut for premiums to remain the same as last year.
However, make sure that there is not a mail-order alternative available with your medical plan. Many insurance companies require (or offer incentives) to members to use the mail order pharmacy for anything beyond a 30 day supply.
MotorsForum website is not affiliated with any of the manufacturers or service providers discussed here. All logos and trade names are the property of their respective owners.