Insuring Defender 90

Looking to insure Defender 19 1989 2500 cc TD. Cost £3400.

Horrified to learn that despite 30 years of driving 20K per year with no claims, that this isn't taken into account, so its as if starting from scratch.

Got quote for £197 for Third Party Fire and theft.. Does this sound about right? Any suggestions for insurance companies/ brokers to try?

Reply to
Trevor Appleton
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"Trevor Appleton" wrote in news:bb7f6$41787269$53f505e5$ snipped-for-privacy@nf5.news-service-com:

It cannot be stressed enough that it is essential to shop around. I got two quotes £100 apart -- these from the same insurance company for the exact same vehicle but via two different agents!

Get the Land Rover magazines and work your way through the advertisements. Each will ask you what you have been quoted so far and try to give you a lower quote.

Some will quote a large price because they simply do not like to insure the type/age of the vehicle you drive.

Shop around!

Derry

Reply to
Derry Argue

Try NFU insurance, they specialise in LR; ( National Farmers Union). You do not need to be a farmer or a member of the NFU.

Reply to
Hirsty's

I'd recommend the NFU too. In the last couple of weeks I've been getting quotes from various companies who advertise in the mags. Most of them were over the top, Firebond, Sureterm, Peter Best and the like. Unbelievably some weren't happy with mods, in my case a winch and a steering guard. Why were they advertising in a Landy mag then?

I called the local NFU office, they didn't mind the winch or guard and beat all the others by at least £100!!

Reply to
Simon Barr

I recollect a thread a few weeks ago on a similar subject.

To recount my experiences briefly I went through the same task about 6 months ago and received stupid quotes for my RRC 1991 3.9.

The cheapest i found was with the AA, £298 fully comp. Others were quoting £4,5,600!!!!!

AlunP

Reply to
Alun P

Make sure you get a letter or some written notification that the mod is recognised and accepted. My local office (Swanley) did that when I asked about a nudge bar, I still have it on file after 5 years. Gary Hart was/ is having some kind of problem with his company that is'nt too happy with the Selby rail payout and are trying to wriggle out of their obligation.

Reply to
Hirsty's

Insurance companies...I feel a rant coming on, but I will resist.

Hardtop vs Station Wagon will make a difference. Hardtops may be classed as commercial vehicles by some companies and hence will have a higher rating.

Reply to
Dave Stewart

Firebond insured me for £139.00 for the Ninety. That's fully comp, NCB doesn't matter. As long as you don't have an attrocious driving record and history of claims alls okay!!! They took into account all mods - suspension, gaurds, spots, wheels, bull-bar etc. Much cheaper than any other quote I had. They also gave an agreed vehicle value!

Stew.

Reply to
90ninety

I might just do that. The office I took my insurance out in said that only performance enhancing mods would affect the insurance and the winch and guard don't fall into that category.

Reply to
Simon Barr

In message , Trevor Appleton writes

I can recommend

Davenport Wilson Insurance Brokers

35 Liverpool Road North, Maghull, Liverpool. L31 2HB Tel 0151,531,9909 Speak to Alan No connection other than as a very satisfied customer- over many years he has always come up with the best quote. You should get some allowance based on your driving record even though you may not have had your own policy.
Reply to
hugh

In message , Alun P writes

It's truly amazing , the variations for the same or similar situations. AA were way off on my Defender. It seems to be almost pot luck.

Reply to
hugh

ring the CIS , coop insurance .

the rep will come to youre home, you can phone him and change details whenever you like . no hassle etc etc .

i dont think the coop are allowed to advertise theyre services .

i have not been able to find anyone cheaper .

its worth the cost of a phone call at least

Reply to
M0bcg

The 197 was from CSMA (Civil Service Motoring ASS) Frizzells. It was for TPFT.

Got fully comp from sureterm inc green laning, trailors etc for £166

Reply to
Trevor Appleton

Twas Fri, 22 Oct 2004 19:25:19 +0100 when "Trevor Appleton" put finger to keyboard producing:

Surely greenlanes are public highways and therefore surely they are 'roads' for the purpose of insurance?

when is a road not a road for insurance reasons?

hmmmmm

Regards. Mark.(AKA, Mr.Nice.)

Reply to
Mr.Nice.

So Trevor Appleton was, like

Why not? There's nothing I've ever heard of the debars Land Rover drivers from having a no-claims discount. Have you got an NCD with another insurer that you can transfer? Of course, if you are insuring from scratch (no previous record) it will be the same issue whatever car you try to insure. If you want to insure a car as a second vehicle, all companies apply different criteria - some charge more, some less. As other people have said, shop around. If you're over 50, Saga are good for standard vehicles (or so a very old friend of mine tells me). ;-) On a standard RR, they beat all other quotes by a street (he said). Not sure how keen they'd be on a highly-modified challenge vehicle. Another benefit is that they are extremely nice and helpful over the telephone (he reckoned) and speak clearly and slowly if necessary (he told me).

Reply to
Richard Brookman

..yes that occurred to me as a Public Rights of Way Officer, but then I don't believe in damaging them

Reply to
Trevor Appleton

er yes...at 51 it did occur to me, but then I couldn't accept it had come to that!

This is a second vehicle, so they seem to class it alongside the first one you've ever had, which amazes me.

Reply to
Trevor Appleton

Firestone shaved over £100 off my wifes Vitara insurance, and dropped my 110

1989 from £160 to £120, both fully comp and included previous NCB.

Also try CIS (co-op) they are very good, but use a local rep to set you up (he comes to the door with your initial paperwork) so it can be a bit slow to get going. They also will accept your NCB, plus give up to 65% discount for new business

Also if ur Landy only does a low mileage, let them know, if U only do 506k per year in it, tell them, it drops the premium.. My £120 wuz using it as my main vehicle.

But keep shopping, the big insurers don't quite know what to do with us odd Landrover mob, so it's really worth digging into the smaller ones and the specialists

Reply to
Me
£197 for insurance? you want to try living in northern ireland. at least triple that for over here. ;-(( mind you, the 100k we save on house prices makes up for it!! ;-))
Reply to
Martin Edwards

Can I give a plug to Carole Nash?

Series III (second vehicle so no NCB) - I'm 42 and live in a rural area. They quoted 111ukp inlcuding breakdown recovery (Green Flag I think) and legal cover for that. Limited to 5000 miles per anum though and a 50ukp excess and agreed value for the Landy.

Reply to
Simon Atkinson

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