sorry to be a pain, but is it true that an ordinary bank cheque is only valid for a period of 6 months from the date at the top??? or does it have an indefinite 'shelf-life' without a best before date?
Any answers wouldbe mucho appreciated
ot Cheques
Jan 09, 2005
3 Replies
I think some banks have extended it to 12 months but on the whole it is six months.
A
I paid a 3 year old cheque in a week or so ago, and they took it off me without saying anything and have credited my account - though i suppose they could take it away again at some point! This wasnt a normal bank cheque but a special one from either the gas or water people from when i moved house and got a refund.
It's usually 6 months. But the latest stunt by the banks is that they now reserve the right to cancel a payment by cheque
*at any time*, even after it has cleared. It's so good to see the banks supporting businesses so well to prevent themselves becomeing victims of fraud. Ba****ds.Richard
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