OT: Car for new driver.

Nov 01, 2021 Last reply: 4 years ago 8 Replies
19-y-o (soon to be 20), has had moped & 125 since getting provisional licence at 16, needs cheap reliable economical car with cheap insurance, about £2,000, not more.

Have been looking at cars registered around 2011-2012, some possibilities incl. Corsa, peugeot 107, citroen c1, etc. Does not want a written-off repaired one, or to take parental contributions!



Is something reasonable possible at this price, not all dented or chavved up?



Some of these 10-year-olds seem to have horrific MOT records, indicating neglect of maintenance, I suppose that's "the modern motoring public"...


There are a few youtube video about on this subject.

e.g.

Top 10 CHEAPEST First Cars With CHEAP INSURANCE For 17-Year-Olds & Students (UNDER £1,000)

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And then

Chops Garage

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Where he flips and polishes up old used cars for a living, them bought from auctions. Some don't look too bad?

Parkers have a database of insurance groups:

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I think cars are weighted by past claims, so it doesn't depend entirely on the group.

Used car prices are quite high at the moment - more people wanting to buy cars post-lockdown. I priced up my 15yo car and the going rate is more than I paid for it 5 years ago!

It seems like there's a certain category of popular 'first car' vehicles, and they might not have been well looked after. I wonder if there's certain vehicles which are not on the teenage popularity list and so are in better condition. Fancy a Dacia Sandero, for example (group 2)?

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Theo

There may be some bargains in London for relatively recent diesels - up to about 2015. As earlier ones have to pay to drive in the new ULEZ. Somewhere between 100-300,000 vehicles, including older petrol.

Deeply unfashionable estate cars are sometimes surprisingly cheap to insure for youngsters. Worth a look.

Tim

Small vans like Bedford HA used to be cheaper to insure. Won't be getting 4 mates in it for a night out. Maybe the van versions of these small cars are as well.

Are there diesels cheap enough to insure for a teenage driver? I'd have thought there's not much overlap between low insurance group cars and diesels - not too many 1.0 diesel hatchbacks these days.

Theo

Look at an Aygo.

Loads around second hand, I suspect due to clever Toyota marketing / finance deals.

We bought a new one in Oct, Senior Management loves it. We picked it for several reasons - weight being a key one as we tow it . Loads of gizmos for a small car, even on the older ones.

Toyotas seem to have very good reliability etc. Virtually the same as the C1 and 107.

Well, thanks various - after a few days looking around, a Vauxhall Corsa

1.2 16V Limited Edition 3dr 2014 was bought at auction, £2,400. Highish mileage, just over 100,000, but I'd pick higher mileage over higher age any day. New exhaust system fitted this year, also new timing chain & waterpump, oil & filter. A couple of minor niggles (glove box door, vent) were fixed, it looks good. Ooh, shiny!

"Black box" insurance was coming out at about £1,500, but adding me as a named driver (?!) reduced that by about £300, which was nice.

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