Having seen this one, I don't care what anyone says,

Feb 18, 2008 65 Replies

When I added business cover they asked what I would be doing, when I said occasionly (which it is) moving servers, visits to the datacentres to work on the kit/reconfiguring/rebooting when remote reboots didn't work (what most of the extra driving is), and sometimes carry other staff to meetings and appointment, they said that was fine and wouldn't need commercial driving.

They said that the majority of the work was between fixed premises company premises (a rented rack counts as premises), not visiting clients, so it wasn't commercial driving.

The Saab was the one car that felt truly solid with the seat down.

Would have been 25% extra on mine (or closer to 40% last year) :-) Mine included business cover though.

cheers, clive

Not really. I think the 40p a mile (ish I think, need to check the excel template) doesn't really cover it. Even with a couple of K.

But the minute you do a visit to a client site, it becomes commercial travelling and they'll refuse to pay out.

Standard business use doesn't cover a lot more than normal social & domesting incl. commuting.

Once you start carrying company kit and especially if you, even occasionally, visit an external company, it becomes commercial travelling.

Don't beleive the droid about this - you need full and proper cover, or you could find yourself up for driving without insurance if you have a prang.

When I worked for Safeway, they were so paranoid about this that they took out an insurance policy that covered all staff for all business use in their own vehicles - you had to fill out a form before every journey, though.

my BM is fine with the seats down, although with the seats up and a VERY hard launch you can feel the body twist which is fun, normally get a BIG twitch from the rear when slammed into second and the tyres lose grip for a second.

Deary me. My diesel luxobarge will rock on its springs when revved and leave nice smoking 11s if you turn off the ESP. You guys all have too much mechanical sympathy.

I don't visit clients sites. We rent racks, so they are our premises. If clients want kit hosted, they either deliver it to us for us to fit, or meet us at the data centre, and pay us rent to host it in our rack.

The only visit to a client site may be for a meeting, which I confirmed would be covered under the level of business insurance they quoted me for.

Call me paranoid, but I'd have a good look at that one, and speak to someone who really knows, not the droid in the call centre.

It's a very fine line between Class I and commercial travelling, or whatever they want to call it - you don't want to be caught on the wrong side of that line.

Visiting clients, IME, crosses that line.

Insurance frivolities aside, the thing I would personally take exception to in your position is still that your boss bloke apparently gets paid enough to drive something pretty flashy but you potentially foot the bill for transporting kit on his behalf but only get 40p a mile.

Whether you think its normal or not, being expected to move *expensive* company kit on the company's behalf when you're taking the risk with your own car and insurance is cheeky.

If it's relatively rare for you to be moving stuff, I'd expect to be handed the keys to the Aston to do it if I was you. (c:

So presumably you asked for this in writing?

(otherwise; *giggle*)

If I ever have enough kids that I need an MPV, I'm going to buy an old Merc Limo instead.

For once, we'll have to agree.

I carry some s*it around in the company car, but, unless it can be completely contained in the boot, they can hire me a van.

If your job entails doing this kind of work regularly, then they should be providing an appropriate vehicle.

Your boss can afford an Aston, so surely he can afford a grand's worth of Berlingo as a pool vehicle?

+++++

We agree quite often, just don't like to admit it! :)

Meh the Saab forum guys reckon mine will wheelspin in third, fourth if you're brutal.

I can floor it in first and mine squats down and grips like a bastard - propelling you into the horizon - you all have crap chassis :-)

Nope. I can nail it across roundabouts in the snow and it won't spin. Can you?

I haven't tried - I'm gonna say though that you'd have a big accident as well... If you went flat across a snow covered roundabout in 2nd gear, you'd just crash nose first :) At least my rear end would hit before me...

And where are your airbags? :)

Well, true...

And let's also factor in the engine would probably come through and mulch me.

Can we suggest - corners?

Join the Discussion

Have something to add? Share your thoughts — no account required.

Didn't find your answer?

Ask the community — no account required