Mike,
CJ was looking out for your best interest. MOST of the folks here will do the same. That's what makes this NG the best around.
I suggest to try and not take comments personally and let them upset you. With the typed/written word, it is VERY HARD to determine a persons ACTUAL emotion/intent at the time of his writing.
I tend to be a VERY straight forward person and speak what's on my mind. I feel this is exactly what CJ was conveying in his initial "What the Hell are you doing" response.
Take stuff like that with a grain of salt and move on.
Anyways, AAMCO has a VERY bad reputation on the National level. Not saying ALL are bad. I actually found a "decent" one in my area a several years back. Also, they where the ONLY one's who would finance my 85 Riviera's rebuilt transmission. I paid "Out the Ass" for this privilege, the FWD transmission was $1600 and interest rate was HIGH. My back was against the wall financially, and this was the only viable option at the time.
Heed the advice and warnings from what these folks are "suggesting" to you.
Credit is NOT always the best option! Use it WISELY my friend!