Since I am unemployed, I was looking forward to the new Massachusetts "Coverage For All" plan to kick in. Then I found out what it is...
Here's the deal. I have until June 1 to find healthcare coverage for myself. Now, since I am a white guy and do not have an Hispanic last name, I have NEVER qualified for MassHealth (a free or sliding-scale healthplan offered by Mass through...BLUE CROSS!!! It's better than a lot of private plans!!!) so often when unemployed I have had to use the ER (that makes sense...instead of providing healthcare to your citizens that will cost $40 per visit, you cover them at $250 per 'visit'...wonder why the state's broke?). So, I have to locate my own heathcare insurance. If I don't, next year on my taxes I will be 'assessed' $80. This then gives me until June of next year to locate healthcare coverage.
Now, some Ins Companies, at the Commonwealth's 'urging', are offering coverage for what was supposed to be $280, but will actually be $340 a month. Now, this isn't bad, but there is a $5,000 deductible and they don't cover a lot of stuff. I don't spend $5,000 in THREE years up to this point!!!
So, if I don't have healthcare coverage by June of NEXT year, when I file my taxes, I will be 'assessed' $4,080, or...$340 for each month without coverage!
WTF is that?!?! It's not Healthcare Insurance, it's Insurance Healthcare!!!