Geez, that's expensive. Just renewed my insurance for my 2002 1.8 Ghia with
Esure today. £236 (£8 less than last year) including business use, protected
no claims, legal insurance and £100 excess. Of course, you don't say how old
you are, how many convictions/accident claims you have....and you do live in
Liverpool, which has got to be a bit of a negative. Difficult to compare
apples with apples............
We're about the same age and I too have no convictions. I live in a suburb
of Glasgow where car crime is generally pretty low (though my next door
neighbour had the soft top of his Honda S2000 slashed the other night). I
work in risk management in the insurance business (though nothing to do with
cars unfortunately!), so I understand how underwriters assess their risk.
Where you live has a big effect on premiums (it can sometimes vary from
street to street and even what side of the street you are on), particularly
if the car is not garaged.
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