My grandson 21yrs old has just had his car torched by local vandals. His insurance company have offered him £235 - He's a bit p***ed off since he was paying £1200 per year in premiums I may be able to get him an old Nissan sunny for next to nothing but would like to hear some recommendations re suitable insurance companies bearing in mind that he now has a claim for a total write off albeit that it was a no fault claim.
Regards & TIA
How much was the car worth? can you prove it was worth more? Collect autotrader ads, history of the car, anything you can find that proves it's worth more....
It could possibly be worth taking the hit, if he's only going to get £235 then not to bother claiming :( stupid as it may sound it's the state of the insurance system, unless it's a big payout it's often not worth bothering.
Stable doors n'all, but he shouldn't have made the claim. Probably cost him stacks more long term.
cheers, clive
A friend has just had the same happen to him, a brief chat with his broker showed that it would actually cost him 4 or 5 times the value of the car in the long term.
He took the hit scrapped the car (recovered) and bought an Ebay Shed for under £100.
He wasn't too pissed about the car being stolen and torched... He was rather piddled off when the scrappy told him it would cost £50 for recovery and disposal though!
Find a local place that'll take it away for free.
Never accept the first offer.
Is it possible to withdraw the claim once reported ? ... and presumably recompense the insurance company for the cost of having the wreckage removed.
I would try confused.com first - fill in one on-line form and get quotes from loads of companies.
Biggles
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