I am not sure it's THAT critical If its designed to cut out if things get too hot, then anything round the 80-100C mark should be OK
I would agree.
Surely the whole purpose of a thermal fuse is to fuse when temperatures get to such a point that it might start melting things, or start a fire.
The Nissan fuse highlighted in this thread would appear to fuse at 150 degrees C - I'm not sure I would fancy something that hot in my car should the fan motor stall or the airflow gets blocked.
I'd go with the 80 - 100C suggested here, and if it blows you then have a proper problem to sort out.
Gareth