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Slightly OT, car insurance renewals

I dunno if this has been mentioned here before but I haven't seen it and it may help some of you in the future.

I moved to AAInsurance last year as they are the cheapest for me and quite possibly the cheapest for many. Now to be honest I'd been with them for a couple of years prior to this with a one year break when I went to Direct Line. The reason I switched was that the AA were somewhat more expensive than Direct Line when the renewal notice came in. These companies also offer a discount for 'new' customers, 10% in the case of the AA.

Well I got my renewal yesterday and it was for £514.95. Considering last years premium was £350 and there was no change in circumstances, no accidents, no nothing I was pretty unhappy about this! 16 years no-claims and I get a rise of almost £165!!!! I didin't expect it to get cheaper but christ, that's scandalous!

I duly phoned up and gave the girl hell about this (not literally, I did tell her I understood it wasn't her fault) and I told her I could go to Direct Line with the same cover for £487. I wasn't happy with that quote either but I digress....

Basically, the girl advised me to cancel the renewal and go to the AA website and start a new policy. I've been and done that, new policy is £401.02. Paid it online, documents in post in next day or two. I dunno who that girl was and I hope she doesn't get in deep shit for telling me that!

The moral of the story is this. Don't accept the renewal quote as the best quote you're gonna get, go back to the same site and request a quote and quite probably be amazed! And yes, obviously check others too but don't accept the renewal quote without checking out whether you could do better as a 'new' customer. :P

Dave

Reply to
Dave
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In article , Dave writes

Here a 850 Volvo estate 54 Y/O old driver no cons or accidents full NCB

210 quid fully comp!.

Try 4 counties insurance over in St Ives Cambs 01480 393939

often cheaper than any on-line:))

Reply to
tony sayer

Play companies off against each other - anybody who doesn't do this is mad; as a new driver a while back i got down to £400 fully compy on a 1.4 - show me another way of getting it except getting the companies to compete with each other's quotes :-)

Confused.com is a start, but other smaller ones are usually good too.

Reply to
Taylor

I've tried that before - with NU or one of the Direct Line deriratives (can't remember) it didn't work.

Reply to
fishman

Ironically the AA gave me the best quote when I said that my previous insurance was with them. That was the other year when I had no previous insurance and now of course they've duly been dumped in favour of direct-choice.

As a metter of principle I usually don't do business with companies who can't give me a decent price right away.

Reply to
adder1969

I tried with confused.com and got a better quote from NU Direct than NU Direct's own renewal. They matched it.

Reply to
Art Deco

Ditto.

I had various quotes done for double glazing - once I'd decided a fair price by reading around when we had a salesman in I just told him the price I had in mind and the spec I wanted.

The first few tried to blather on starting much higher and offering discounts etc and trying to get me to have a better spec (it was a high spec anyway!) but they got shown the door.

Finally one just took a deep breath, scribbled some numbers down, said 'OK we can do it for that' and the deal was done.

I think I got a good deal. I guess he was OK with it. That's what counts.

Reply to
PC Paul

They did the same thing with my breakdown renewal. After getting the renewal letter I phoned up and said I'll renew for the new online price please (£20+ less IIRC), they just said "OK then". They all do it, hook you in and then hope you can't be bothered shopping around every year.

Z
Reply to
Zimmy

Ford Insure tried to quote me £1,440 for renewal, takes the piss. I went onto their website and renewed for £550 including breakdown/legal cover.

Reply to
Mark Hewitt

They all try to take the piss. I got a renewal quote for £146 from Masterquote, and when I tried to take it up it suddenly went up to £250. So I went to Privilege with the original renewal, they matched it and knocked another quid off.

Reply to
Art Deco

Hi

You should

A) put you complaint in w

Reply to
robin bonathan

Zibble bonk doodle egg nomp fradge toonk plop? Shooy ning goddle vib.

Reply to
Douglas Payne

Absoluetly!

And don't stop there, look around too. theres a site here that will give you a comparison table without you having to give any details (unless you specifically want a quote of course, then its best to try each one in my opinion).

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J.

Reply to
Jonathan Rhys-Lewis

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