that time of year again, currently insured with direct line been with them for several years but think they are little dear now i have the disco. looking for alternative companies to try,any recommendations? first idea i had was the NFU, do they do monthly instalments?
I reinsured ( the scooby) with direct line after being royally scr*w*d by the RAC after I had done the deal I was pricing up for a Disco tdi ( turned out to be modified so it didn't pan out) and found Liverpool Victoria were a bit cheaper on standard motors
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I'm just old enough for Saga ( quit giggling Dr Davis) and they promised a discount cheap this and that but are frankly ( frilly) pantsDerek (recycled teenager)
Recently re-insured both the Freelander and the 90 with More Than. Very competitive pricing and painless switch from Tesco.
Had cause to use the service recently when SWMBO filled the diesel Freelander with a LOT of petrol - started the engine. Recovered by LR assistance to dealer half the engine changed at an estimated £K3. More Than sorted it on the phone straight away and we had the vehicle back within a couple of days. Not a single piece of paperwork.
The LR dealer charged us a tenner for the diesel they put in!!
...and Derek spake unto the tribes of Usenet, saying...
Saga gave me a great quote for new business, but when renewal time came their quote was silly. Plus they don't like modifications, so you get a f/off price for those as well. I went with Footman James this time. Best quote (for Disco and S2a) by a mile.
Tesco (online) always seem to work out at one of the cheapest for me. Tesco is actually run by Direct Line, the online forms are even identical, but I always get a better quote from Tesco than I do with Direct Line direct!
Even though I can't stand that incredibly annoying advert,
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is actually quite a good service and came up with some amazingly cheap quotes (given that she has zero no-claims) when insuring my wifes car.
Yes they do and always given me the lowest quote for last 7 years for
110csw; and they know what it is !! Tried to get a quote from LR UK site from the "specialists" they have; girl at end put me on hold to check if they could insure a 12 seater ( so much for their extensive specialist knowledge !! )
On or around Tue, 10 Jan 2006 19:40:58 -0000, "Paul" enlightened us thusly:
yes. good service, from my local branch anyway. probably not the cheapest but they, unlike many others, will do the insurance I need for carriage of schoolchildren.
I havent had much luck with online quotes. As soon as you get to "is the vehicle modified in any way" and you say Yes, they say they can't help and ask you to phone instead. Do all these people who get online quotes have NO modifications at all? Or do they just not declare them?
FWIW, I would even declare non-standard tyres, which covers just about every LR I've ever owned.
On Wed, 11 Jan 2006 11:31:46 GMT, "GbH" scribbled the following nonsense:
Here in lies a story for me. Phoned Sureterm and got a quote, phoned Flux, and got a quote, both were giving the exact same insurance with the exact same company, exact same start date etc, Flux were over £100 cheaper. Always ring round but still find I can't fault Flux for price.
Having said that, insurance can be silly depending on whether you are new or existing, time of the year and target deadlines, etc. SWMBO was recomended one company, got in touch and found they wanted over £1000 for her, yet got insurance with an "expensive" company for £300ish.
Sureterm are pretty reasonable about haggling. Last year the insurers for my Audi decided all cars must have immobilisers fitted. I complained to Sureterm and asked if they could reduce the premium to compensate for it, they came down £100 to cover its cost. I thought that was quite reasonable, but of course I had to ask them to do it. David
What have you got?! I spent hours on the phone to _every_ insurer listed in all of the LR mags last year and Adrian Flux were the only ones that spoke any sense. As soon as you start talking more than 3 modifications those "we cover modifications" adverts can't deal with you (yes, it's a new chassis, different body, larger engine, new EFI, uprated shocks etc.). Adrian Flux on the other hand could and did and amazingly enough charged a very reasonable sum for doing so. An engineers report and a few photos were all that was needed. The actual insurer in my case was NIG whoever they are.
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