What $3 Fram filer? I checked on-line prices at local auto parts stores (Advance and AutoZone). The $3.99 Fram (PH2) and the $6.99 Fram (TG2) equivalents to the Motorcraft FL820S ($3.68) both include the same glued cardboard end caps and the same mediocre relief valve. The $6.99 Fram filter does buy you a silicone anti-drain back valve. However, the CHEAPER Motorcraft FL820S includes the silicone anti-drain back valve, a very robust pressure relief valve, and potted metal end caps. There is no comparison, the Fram filters are a rip off, at least for this application.
Maybe for other applications, the Fram filters are better. I can't say for sure. I've only cut open Fram filters for a few applications (FL820S, FL1, a Honda Filter) and they all had the same basic construction that I don't like.
Ed